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Our Team

Here are professionals that serve as a resource for advisors and clients on tax and legal issues:

Bianca Noiseux, Lead Advisor

Bianca Noiseux, Lead Advisor
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For over two decades, Bianca has worked with individuals and families to create lasting, sustainable lifetime income plans that will complement their Social Security income. Most of her career has been with a large banking institution and now she brings that expertise to the AAA Retire Program. Beyond her vast experience, she has a dedication and drive to help people. Retirement is one of the most exciting and potentially terrifying times in a person’s life. As a Retirement Coach© she can help you create a plan to help you feel confident to relax and enjoy the next phase of your life. You can contact Bianca at:

Joseph Knudsen, CIC, Lead Advisor

Joseph Knudsen, CIC, Lead Advisor
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Joseph Knudsen has specialized in working with retirees to secure adequate health insurance and retirement financial planning since 1973. He does this by being a Certified Insurance Counselor and having a full understanding of the health insurance options available to retirees. He also helps retirees understand their Social Security retirement benefits and how proper planning can help a retiree create a comfortable lifetime retirement income. In addition, Mr. Knudsen has been a featured educator on the topic of Social Security and Medicare for AAA Northeast. These workshops help retirees learn strategies to get the most out of Social Security retirement benefits and understand their Medicare health insurance options. He puts client financial education and awareness on financial planning matters as a top priority. This helps his clients make informed and purposeful decision about their financial future. You can contact Joseph at:

David L. Cowan, Lead Advisor

David L. Cowan, Lead Advisor
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Dave is a much sought after Retirement Planner. He looks to empower middle class Americans to pick when and how to apply for Social Security benefits and to properly coordinate them with their retirement savings so they can feel comfortable in retirement. He shows them an easy to understand written plan. Dave’s teachings have helped his clients to increase their lifetime Social Security benefits on an average of $50,000 by following his advice. By increasing Social Security benefits just 10%, it reduces the amount of retirement savings needed by 25%. It all starts with attending a “Social Security Maximization Workshop.”

Jody Goss, CEP, RFC, Director of Planning

Jody Goss, CEP, RFC, Director of Planning
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As our director of planning, Jody Goss has been in the financial services business for nearly three decades and has helped hundreds of individuals and families transition from working to retirement. By helping to develop a plan that creates peace of mind for retirement income a retiree is better able to enjoy retirement and be less anxious about it. Jody also teaches CPA’s, financial advisors and attorneys on strategies for sustainable, predictable and reliable retirement planning. You can contact Jody at:

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